1. In response to our tough economy, we’ve added a 10th reason: you lose your job but you’ve already paid for your trip or cruise and need your cash back.
2. Your bags are lost and your medication is in it. You need to have an emergency prescription filled.
3. Your passport and wallet are stolen, and you need emergency cash and a replacement passport.
4. You’re involved in an accident and adequate medical treatment is not available. You need medical evacuation.
5. You need to cancel your trip due to illness.
6. Your cruise line, airline or tour operator goes bankrupt. You need your non-refundable expenses covered and to get to your destination.
7. You have a medical emergency in a foreign country.
8. A terrorist incident occurs in the city where you’re planning to visit and you want to cancel your trip.
9. A hurricane forces you to evacuate your resort, hotel or cruise.
10. Your flight has been cancelled.
Source: By Peter Greenberg TODAY Travel Editor updated 7:32 a.m. PT, Tues., March. 27, 2007   Insurance coverage is underwritten by BCS Insurance Company or Jefferson Insurance Company, depending on the insured’s state. Access America is a brand of World Access Service Corp., a company of Mondial Assistance. Certain exclusions, limitations and restrictions may apply. http://today.msnbc.msn.com/id/17519580/